Free Consultation
Let's find out what you qualify for.
Call or email to arrange a conversation on your schedule. The consultation is free.
Prefer to call? I answer my own phone.
(714) 941-0234Contact Drew Directly
Call or email Drew to discuss your insurance needs or request a free quote.
drew@pacificdirectinsurance.com
Please do not send sensitive personal or medical information by email.
Coverage Calculator
How much life insurance do you need?
A simple formula: replace your income, cover your debts, fund future goals, minus what you've already saved.
How many years should your family be covered?
Mortgage, car loans, credit cards, etc.
College tuition, weddings, other goals.
Existing life insurance, 401(k), savings your family could access.
Suggested Coverage
$750,000
This is an estimate. Your actual needs may vary based on your situation. I can help you refine this number.
What Happens Next
From first call to policy in hand.
We talk
We connect by phone, video, or email to discuss your health, coverage needs, and budget. No commitment.
I shop carriers
I run informal inquiries with underwriters. No formal application, no record on your file.
You choose
I present your options. You pick the policy that fits. We apply only when you're ready.
Policy issued
Most cases close in 2 to 4 weeks. I handle the paperwork and follow up so you don't have to.
The Hard Cases
Been declined before? That's my specialty.
Diabetes, high blood pressure, higher BMI, prior declines. I know which carriers say yes when others won't.